Effective Date: June 30, 2026
Last Updated: June 30, 2026
Charboneau Advisor is here to protect and improve the personal and financial health of all consumers.
When you use, access or interact with our services, you are agreeing to our Terms of Service and also consenting to our information practices disclosed and hyperlinked herein.
Depending on your relationship with us, there is only one way we may collect information about you: (1) when you provide it to us. We need to collect personal information to provide Services to you. If you do not provide the information requested, we may not be able to provide the Services.
By providing your mobile phone number and voluntarily selecting one or both SMS consent checkboxes on our website, you consent to receive recurring SMS messages from Charboneau Advisor in accordance with your selected preferences. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.
You may provide information to us in various ways, such as through online forms, over the phone, or other means offered through our Service. For example, on our Website we may ask you some basic questions in order to generate an insurance quote for you. The types of information you provide us fit into two categories.
Personal Information is information that identifies you personally, such as your name, postal address, email address, telephone number, or other contact information.
Non-Personal Information is information about you or your household that, on its own, doesn't identify you personally, like gender, income, employment status, or products of interest. This also includes information that has been aggregated in a manner such that it no longer reveals your identity.
When we combine Non-Personal Information with Personal Information, we treat it like Personal Information for as long as it is combined.
We use the information we collect from you and third parties to operate our Services, including to provide you with insurance quotes, communicate with you, and take steps to improve your experience. Such business and commercial purposes include:
To provide personalized Services to you. We use the information we collect to provide Services to you in a personalized way including offering a quote, processing transactions, maintaining and servicing your account or policy, providing customer service.
To improve and debug our Services. We are constantly trying to improve our Services. The information we collect may be used to conduct internal research and analysis including data analytics, modeling, and recommendation Services.
To detect, investigate, and prevent fraud, misuse, or malicious activities. We respect your privacy and safety and therefore may use the information we collect to detect, investigate, prevent, or take action regarding incidents, threats, and misuse of natural persons, your information, or our systems.
To communicate with you and advertise to you. For example, if you provide your phone number and email and then consent to being contacted by us, we may call you to start the quoting process. We may also text and email you information about how to contact us, personalized marketing messages, information about your shopping journey, offers, and other information pertinent to your financial services inquiry.
Opting Out of Further Communication. If you'd prefer we do not contact you, please opt-out of further communications from us by requesting to be placed on our Do Not Call list, by replying "STOP" to our text messages, or by unsubscribing from our email list.
Consumers may opt in to receive SMS messages by completing a quote request form on our website and voluntarily selecting one or both SMS consent checkboxes.
Consumers may separately consent to receive:
Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for assistance.
SMS consent is not a condition of purchasing any goods or services.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may use various technologies to collect and store information in connection with your use of our Services. These may include things like cookies, browser storage, web beacons, and other tracking technologies.
Cookies. Cookies are a standard feature of our Services that allow us to store small amounts of data about your use of our Websites. A cookie is a small piece of information that a website can send to your browser. It acts as a tag that identifies your computer but may not identify you personally.
We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure.
Charboneau Advisor retains personal information for as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law.
This privacy policy may be updated from time to time. We will notify you of significant changes via email or notification on our website.
If you have any questions about this privacy policy, please contact us:
Charboneau Advisor
6245 North Federal Highway, Fort Lauderdale, FL 33308
Phone: (205) 394-7196
Email: support@charboneauadvisor.com